Friday, March 15News That Matters

All About BHIM app – How to use and Where to download from

Prime Minister Narendra Modi on Friday launched a mobile payment app– BHIM, while addressing the audience at the Digi-Dhan Mela in New Delhi’s Talkatora Stadium. The app is called Bharat Interface for Money (BHIM) has been launched to facilitate e-transactions in the country.

“Launch of the BHIM App is significant. In addition to his role in making of the Constitution, Dr Ambedkar was also a great economist. His thesis offers significant insights of various economic issues,” Modi said while launching the app.

Developed by the National Payment Corporation of India (NPCI), BHIM is an initiative by the Modi government to enable fast, secure, reliable cashless payments through your mobile phone.

With BHIM you can send and receive money, check your balance and even create a custom payment address. As of now, the app is available in Hindi and English. However, the government will be adding more languages soon. You can make a maximum transaction of Rs 10,000 in a single go. However, the maximum transaction limit within 24 hours has been set to Rs 20,000.

The app can be downloaded from the Google Play Store for Android OS. The iOS version will be released soon.

Here’s a brief explainer on how you can use the app:

1. Type BHIM National Payment Corporation in your Google Play Store.
2. Click on Install.
3. Once the app is installed, click on Open to open the app.
4. To select your language, click on English or Hindi and click on Next.
5. Click on Next on the following two screens and then click on Let’s Get Started.
6. Once the app loads, you will be asked to enter a passcode that you can use to access the app.
7. Enter the 4-digit passcode.
8. Re-enter the passcode to confirm.
9. After that,  you will be directed to a screen where you can select your bank.
10. Enter your account details to sync your bank account with the app.

Open BHIM app and enter your phone number
Select your your bank account associated with your mobile number
Set pin and then check balance
To send and receive payments you can aso use barcode provided in app
To make payments you can either use mobile number/a/c details/VPA

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